Roofing Tax Credits for South Carolina Homeowners in 2025

In South Carolina, homeowners can take advantage of valuable roofing-related tax credits that reduce the cost of making their homes more energy-efficient and storm-resistant. In 2025, these include a federal energy-efficient roofing tax credit of up to 30% (capped at $1,500) for ENERGY STAR certified roofing materials and a South Carolina state tax credit of up to 25% of costs or $1,000 for wind-resistant roof improvements. By combining these programs, homeowners can upgrade their roofs to meet Greenville’s climate demands while lowering their overall expenses.

Federal Energy-Efficient Roofing Tax Credit

The most significant program available nationwide is the federal tax credit for energy-efficient roofing products. This credit is designed to encourage homeowners to reduce heat absorption, improve efficiency, and lower utility bills.

Credit Value and Limits

The credit covers 30% of the cost of installing qualified ENERGY STAR roofing products, with a maximum benefit of $1,500. While installation labor is not included in the credit, the material costs for eligible roofing products qualify.

Eligible Roofing Materials

To qualify, roofing materials must be ENERGY STAR certified. Common examples include:

• Metal roofing with reflective coatings designed to reduce solar heat gain.
• Asphalt shingles manufactured with specially engineered reflective granules.

Home Genius Exteriors installs both asphalt shingles and metal roofing options that meet ENERGY STAR certification, making it easier for South Carolina homeowners to choose qualifying products.

Primary Residence Requirement

This tax credit only applies to a homeowner’s primary residence. Rental properties and second homes are not eligible under current federal guidelines.

Claiming the Federal Credit

Homeowners claim the federal roofing credit by filing IRS Form 5695 (Residential Energy Credits) when submitting their tax return. Documentation from manufacturers verifying ENERGY STAR certification is required.

Program Timeline

This credit is available for qualifying roofing installations completed through December 31, 2032. This long window gives South Carolina homeowners flexibility to plan for efficient roof replacements.

South Carolina Fortification and Wind-Resistant Roofing Tax Credit

Beyond the federal program, South Carolina offers its own state-specific tax credit to promote storm-resistant roofing improvements. This initiative encourages homeowners to protect their homes from hurricanes and wind damage.

Credit Value and Limits

The credit covers 25% of the cost of approved wind-resistant upgrades, with a maximum benefit of $1,000 per year. Unlike the federal credit, this program directly incentivizes structural enhancements that strengthen a roof against storm conditions.

Eligible Improvements

Homeowners must complete improvements that meet South Carolina’s Safe Home mitigation standards. Eligible measures include:

• Roof deck attachment enhancements.
• Installation of a secondary water barrier.
• Reinforced roof-to-wall connections.
• Roofing systems designed to resist hurricane-force winds.

These upgrades reduce the risk of damage during hurricanes and severe storms, common in both coastal and inland areas of South Carolina.

Claiming the State Credit

The state credit is claimed using South Carolina Schedule TC-43 when filing your state tax return. Receipts, certification of compliance with mitigation standards, and other documentation may be required.

Combining Federal and State Credits

South Carolina homeowners may benefit from both federal and state roofing tax credits when upgrading their homes. For example:

• A homeowner installing ENERGY STAR certified asphalt shingles (eligible for the federal credit) can also enhance roof deck attachments or add a secondary water barrier (eligible for the state credit).
• By doing so, they may receive a federal tax credit of up to $1,500 and a state tax credit of up to $1,000, reducing roofing expenses by as much as $2,500.

This makes energy-efficient and fortified roofing systems much more affordable for homeowners planning replacements in 2025.

Other Relevant Roofing Incentives

Solar Roofing Systems

Homeowners installing solar roofing systems, such as solar panels integrated into roof structures, may qualify for federal and state solar tax incentives. While these are primarily tied to renewable energy generation rather than roofing materials, they can be combined with roofing projects if panels are installed during replacement. The federal solar tax credit remains at 30% through 2032.

Insurance Savings

While not a tax credit, investing in storm-resistant roofing can also reduce homeowner’s insurance premiums. Many insurers offer discounts for fortified roofs that meet South Carolina Safe Home standards.

Local Incentive Programs

Some South Carolina counties and municipalities occasionally offer additional rebates or incentives for energy-efficient upgrades. Homeowners should check with local building departments for potential opportunities.

Factors to Keep in Mind

Documentation Is Essential

Homeowners must keep invoices, product certifications, and compliance documents to prove eligibility for tax credits. Without proper paperwork, claims may be denied.

Professional Installation Required

Many credits, particularly state-level fortification incentives, require that the work be completed by licensed professionals to ensure compliance with code and safety standards.

Not All Products Qualify

Only specific roofing products carry ENERGY STAR certification, and only certain mitigation measures meet Safe Home standards. Homeowners should consult with professionals, such as Home Genius Exteriors, to ensure the chosen upgrades qualify for credits.

Consult a Tax Professional

Tax credits can vary depending on updates to federal and state laws. A certified tax preparer or accountant can confirm eligibility, help file the correct forms, and maximize available benefits.

Why Tax Credits Make Roofing Upgrades Affordable in South Carolina

Roofing projects are among the most significant investments homeowners make, and in South Carolina, weather resilience and energy efficiency are critical. By leveraging both federal and state tax credits:

• Costs are reduced, making premium products like reflective metal roofing or fortified asphalt shingles more attainable.
• Homes become safer, better able to withstand hurricanes, storms, and heavy rains.
• Energy bills decrease, especially during long, hot summers, thanks to reflective roofing materials.
• Property values increase, since buyers value energy efficiency, storm resilience, and documented home improvements.

These credits align short-term savings with long-term benefits, encouraging homeowners to invest in better roofing systems.

Summary of Roofing Tax Credits in South Carolina

• Federal Energy-Efficient Roofing Tax Credit
  • 30% of material costs, maximum $1,500.
  • Applies to ENERGY STAR certified roofing on primary residences.
  • Available through December 31, 2032.
  • Claim with IRS Form 5695.
• South Carolina Fortification and Wind-Resistant Roofing Tax Credit
  • 25% of eligible costs, maximum $1,000 per year.
  • Applies to Safe Home-approved hurricane and wind mitigation measures.
  • Claim with SC Schedule TC-43.
• Other Programs
  • Solar roofing may qualify for federal and state solar credits.
  • Insurance discounts available for storm-resistant roofs.

Together, these incentives can save South Carolina homeowners up to $2,500 in tax credits alone, plus ongoing savings in energy bills and insurance premiums.

Final Thoughts

In 2025, South Carolina homeowners have access to meaningful tax credits that make energy-efficient and storm-resistant roofing more affordable. The federal tax credit offers up to 30% or $1,500 for ENERGY STAR certified roofing materials, while the state provides up to $1,000 for fortification improvements that protect against hurricanes and wind damage. By combining these programs, homeowners can significantly reduce the cost of roof replacements while ensuring their homes are safer, more energy-efficient, and more valuable.

If you’re ready to upgrade your roof and take advantage of these tax savings, Home Genius Exteriors can help. We specialize in ENERGY STAR certified asphalt shingles and metal roofing, as well as fortified roofing systems built to withstand South Carolina’s climate. Contact Home Genius Exteriors today to schedule your consultation and learn how to maximize tax credits while protecting your home with a roof that lasts.